SILVER
5 years permit
USD 150,000 fixed deposit
Malaysia My Second Home Programme
SEZ / SFZ MM2H
A dedicated special-zone residency pathway.
Permit Validity
10 years
Fixed Deposit
USD 65,000 / USD 32,000
Property Value
According to SEZ/SFZ requirements
Family Inclusion
Spouse · Children · Parents
Annual Stay
90 days per year
Programme Overview
Residency options aligned with Malaysia’s Special Economic Zone and Special Financial Zone. The Raffles Homes MM2H programme summary explains the financial commitments, permitted dependants, annual residence requirement, applicable fees and steps through approval.
Key Requirements
| Requirement | SEZ / SFZ MM2H |
|---|---|
| Permit validity | 10 years |
| Fixed deposit | USD 65,000 / USD 32,000 |
| Fixed deposit age bands | Over 21: USD 65,000; over 50: USD 32,000 (source wording) |
| Property value | According to SEZ/SFZ requirements |
| Dependants | Spouse, children, parents and parents-in-law |
| Domestic helper | Not permitted |
| Business or work | Separate permit required |
| Residency requirement | 90 days per year |
| Permit renewal period | 5 years |
| Fixed deposit withdrawal | 50% withdrawable; tax-exempt (as stated in source) |
Programme conditions reproduced from the Raffles Homes January 2026 summary. SEZ/SFZ property eligibility is subject to the designated zone requirements.
Application Fees (RM)
| Item | Amount (RM) |
|---|---|
| Sponsorship / application fee | RM 40,000 |
| First-time participation fee | RM 1,000 |
| Visa deposit — main applicant | RM 1,500 |
| Immigration application processing — main applicant | RM 5,000 |
| Insurance — main applicant (estimate) | RM 2,000 |
| Medical examination — main applicant | RM 100 |
| Visa fee — main applicant (RM 530 × 5 years) | RM 2,650 |
| Visa & other fees subtotal — main applicant | RM 11,250 |
| Immigration application processing — per joint applicant | RM 2,500 |
| Insurance — per joint applicant (estimate) | RM 500–2,000 |
| Medical examination — per joint applicant | RM 100 |
| Visa fee — per joint applicant (RM 530 × 5 years) | RM 2,650 |
| Visa & other fees subtotal — per joint applicant | RM 5,750–7,250 |
| Renewal fee | RM 300 |
Complete Raffles Homes fee schedule, including sponsorship, participation, immigration, insurance, medical and visa costs.
Fee Summary
Principal applicant
- Sponsorship / application fee
- RM 40,000
- First-time participation fee
- RM 1,000
- Visa and other fees — main applicant
- RM 11,250
Indicative total · principal onlyRM 52,250
Additional joint applicant (each)RM 5,750–7,250
Totals calculated from the amounts in the January 2026 summary, not stated as official government totals. The amounts exclude the USD fixed deposit, property purchase and other expenses. Renewal is displayed separately and not included in the initial total. Joint applicant insurance is a range.
Programme Benefits
Family
Bring eligible spouse, children, parents and parents-in-law.
Education
Education benefits identified in the source summary.
Healthcare
Healthcare benefits identified in the source summary.
Succession
Visa transfer to immediate family members if the principal passes away during the programme.
Explore the Four Programmes
GOLD
15 years permit
USD 500,000 fixed deposit
PLATINUM
20 years permit
USD 1,000,000 fixed deposit
SEZ / SFZ
10 years permit
USD 65,000 / USD 32,000 fixed deposit
Required Documents
Main applicant, spouse & children
- Latest passport information page for each applicant
- Marriage certificate where spouse is included
- Children’s birth certificates where applicable
- Non-criminal record certificates for applicants aged 18+
- Employment verification letters for main applicant and spouse
- Retirement self-declaration where applicable
- Spouse consent letter when the spouse is not joining but children are
- Five passport photos per applicant, blue background
Parents & parents-in-law
- Latest passport information page
- Marriage certificate
- Kinship certificate confirming relevant relationship
- Non-criminal record certificate for applicants aged 18+
- Five passport photos per applicant, blue background
Marriage, birth and kinship documents require certification/notarisation as described in the source; documents must be translated into English and certified by an appropriate Malaysian authority.
Application Process
- 1
Consultation
Select the most suitable MM2H category.
- 2
Prepare documents
1–2 months for gathering, translating and certifying documents.
- 3
Submit application
Review and submission: 3 working days (source estimate).
- 4
Official review
MM2H Centre processing: 2–3 months (source estimate).
- 5
Approval letter
MOTAC approval letter, stated valid for 3 months.
- 6
Visa endorsement
Medical, insurance, bank account, fixed deposit and SPA.
After Approval
Medical & insurance
Medical check-up upon entry; medical insurance for applicants, with an age-60+ exemption stated in the source.
Bank & fixed deposit
Arrange a Malaysian bank account and place the relevant fixed deposit. Pre-arrival bank opening may be available.
Visa endorsement
Applicants attend in person; Raffles Homes states it assists with passport submission and stamping. The PDF estimates 5 working days after arrival.
Ready to apply for SEZ / SFZ MM2H?
Private consultation with Raffles Homes · +60 17 667 1888 · zhanar@raffleshomes.com